Don’t use the Site or Company’s services if you don’t accept these terms
To access our website, you must be at least 18 years, have a steady source of income, and be a legal resident of the United States.
This service is not available for the residents of certain states such as: Arkansas, New York, West Virginia and Vermont due to the local laws. This list of states is not exhaustive and is subjected to changes, depending on the local laws of each state.
What Services We Render
The purpose of justbloans.com is to give you quick access to a network of trustworthy lenders. We are not lenders ourselves, we are a free-of-charge platform that allows you to submit a funding request and get connected with a financial provider. We do not lend money, we do not participate in your communication with a lender and we do not represent or promote the services of any particular lender. You are under no obligation to use our website, submit your personal details, or agree to a loan offer made by a third-party lender.
All the questions regarding your loan, agreement, fees, APR, and other conditions should be addressed to your lender as we ourselves are not involved in the lending process. We will not be liable for any damages, costs, or misunderstanding that may arise from the communication between you and your lender.
Note that some lenders may verify your personal information to see your eligibility. They may address national databases and credit reporting agencies with such requests. Some of these inquiries may affect your credit score.
Intellectual Property Rights
Our website, its logo, trademark, software, content, and other materials are protected by US copyright laws. By giving you access to our website we DO NOT delegate our intellectual property rights to you. Any reproduction, sale, copy, or other misuses of justbloans.com without our written permission is a violation of our rights and will be treated as such.
The page for Marketing Practices explains our views on marketing and its principles. By accessing justbloans.com, you confirm that you agree to our practices and that we and our third-party partners may reach out to you via contacts you specified.
Links Provided by Third Parties
Dealing with Third Parties
You communicate and make deals with third parties at your own volition and risk, and we won’t be liable for these dealings and their outcomes.
Disclaimer of Warranties
Limitation of Liability
THE COMPANY IS NOT RESPONSIBLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR ANY OTHER FORM OF LOSS OR DAMAGE, INCLUDING BUT NOT LIMITING THE LOSS OF PROFIT, DATA, OPPORTUNITIES, COSTS, PERSONAL INJURY/WRONGFUL DEATH AND OTHER FORMS OF DAMAGE, THAT YOU MAY BE SUBJECT TO DUE TO THE USAGE OF THE SITE OR ANY CONTENT OR SERVICE PRESENTED BY THE SITE.
SOME JURISDICTIONS DO NOT RECOGNIZE OR ALLOW THE EXCLUSION OF CERTAIN SPECIFIC WARRANTIES SUCH AS INCIDENTAL OR CONSEQUENTIAL DAMAGES, AND IN SUCH CASES, THE COMPANY WILL ADJUST OUR LIABILITY TO THE MAXIMUM EXTENT PERMITTED BY LAW.
Electronic Communication, Notifications, and Electronically DeliveredInformation
The Company, Financial Service Providers and third-party companies associated with the Site may choose to use the electronic medium for communication. Such communication may include a request for additional materials, notices, providing information, marketing materials sending state laws, Federal laws or any other documents pertinent to the service being offered by such companies. This communication can come from the Company, Financial Service Provider or any third-party partners of the Company.
By continuing to use this service, you agree to receive such current and future communications electronically. These electronic communications will be sent to the email address provided by you at the time of application or an alternate email address that the Company may obtain through a Financial ServiceProvider or third-party. You agree that technically you are able to receive and save documents and communication electronically from the Company, Financial Service Provider and third-party companies. You also have the right to receive all communication through non-electronic channels. To do so, withdraw your consent to receive documents electronically by emailing to email@example.com
Disputes Solving and Class Action Waiver
ALL DISPUTES THAT MAY ARISE BETWEEN YOU AND justbloans.com SHALL BE RESOLVED THROUGH ARBITRATION ONLY. BY ACCESSING justbloans.com YOU ADMIT THAT YOU AGREE TO SOLVE ANY DISPUTE THROUGH ARBITRATION. YOU ALSO AGREE THAT TO WAIVE YOUR RIGHTS TO REPRESENT YOURSELF INDIVIDUALLY OR THROUGH LEGAL COUNSEL IN COURT.
The products or services offered in the Site cannot be exported or downloaded in the following countries or by the residents of these countries:
- North Korea
- Any other country that the US has embargoed goods and services
These services may not be distributed or used by individuals who belong to the United States TreasuryDepartment’s list of Specially Designated Individuals or the US Commerce Department’s Table of Denial Orders. By using the services of the Company, You declare that You do not violate these export restrictions. By using the services of the Company, you warrant you don’t belong to any of the stated lists.
If you choose to use justbloans.com, you confirm that you agree to indemnify justbloans.com and its parental company together with any subsidiaries and affiliates. You agree that we won’t be responsible for any damages, costs, and misunderstanding that may arise through your use of our website.
Modifications and Updates
We encourage you to read this information carefully and revisit this section once in a while as we have the right to modify and update the present Terms as we see fit without prior notice. If some changes or updates take place, we may notify you about them by email or through an announcement posted on our website.
Force Majeure Event
You agree and fully understand that we carry no responsibilities for the damage, harm, events or the consequences of the events, which happen beyond our control, including but not limited to the events of the failure of mechanical equipment or communication, malicious online activity, errors, unauthorized access to the Site, natural disasters, strikes, wars and governmental restrictions.
We reserve our right to make amendments, delete, change, or modify any content of the website regarding which the agreement is made. If you continue to use the website, you automatically agree and accept these changes.
How You Can Contact Us
If there is something you would like to discuss with us, please, send us a message using our email firstname.lastname@example.org